Latest FD Promotions for March 2016
All rates quoted are per annum (p.a.) and subject to change by the banks. Confirm with your bank first about the availability before placing your FD.Most of the information here is outdated as of April 2016. Please click here for the latest FD promotions for April 2016 and beyond.
Recently updated:
Maybank eFD Flexi Campaign 12 months, 5+5 months
UOB 12 months
BSN 12 months (Revised)
AmBank 3 months, 7 months Savers' G.A.N.G Promo
Affin Bank
3 months - 3.85%
6 months - 3.95%
9 months - 4.00%
12 months - 4.20%
13 months - 4.30%
Minimum Fresh Fund 10K for FD
Minimum Fresh Fund 5K for CASA (earmarked for the duration of FD placement)
Valid Until End of August/2016
Alliance Bank
Fixed Deposit & e-Fixed Deposit Campaign
3, 6, 9 months - 4.35%
Minimum Fresh Fund 50K
Valid Until 31/3/2016
More info
AmBank
Fresh Fund Promo
3 months - 4.10%
Minimum Fresh Fund 10K
4.20% for Minimum Fresh Fund 500K
Valid Until 31/3/2016
Savers' G.A.N.G Promo
7 months - 4.20%
Only open to customers who have joint FD account with their children that have Savers’ G.A.N.G Account
Minimum Fresh Fund 10K
Valid Until 30/4/2016
More info
Renewal & Top Up Promo
6 months - 4.08%
12 months - 4.18%
Minimum 20K, fresh fund NOT required
Valid Until 31/3/2016
More info
Bank Rakyat
12 months - 4.28%
Minimum Fresh Fund 25K
Valid until 30/4/2016
24 months - 4.55%
Minimum Fresh Fund 50K
Valid until 31/3/2016
More info
BSN
Fixed Deposits/ CM Deposit-I Account
12 months - 4.50% (REVISED to 4.3%)
60 months - 4.75%
Minimum Fresh Fund 1K
Valid Until 31/3/2016
CIMB
Fresh Fund Promo
1 month - 3.70%
3 months - 4.10%
6 months - 4.20%
12 months - 4.30%
Minimum Fresh Fund 10K
Valid Until Further Notice
Existing Fund Promo
1 month - 3.70%
3 months - 4.00%
6 months - 4.10%
12 months - 4.20%
Minimum Fund 10K, fresh fund NOT required
Valid Until Further Notice
Fixed Deposit & Current Account Campaign
3 months - 4.68%
Minimum Fresh Fund 200K (100K FD & 100K Preferred Current Account)
3 months Effective for 200K ( FD + Current Account ) - 3.06%
Valid Until 30/4/2016
More info
HSBC
HSBC only has promos for Advance & Premier customers. For the promos that don't require purchasing any investment, it is only offered to new customers only. You can only place the FD/TD once.
Advance Term Deposit-i Promo
3 months - 5%
Minimum Fresh Fund 5K
Maximum 30K
Valid Until 31/3/2016
Open only to new HSBC Advance holders & need to apply credit card.
To open an HSBC Advance account, you need to have 30K Total Relationship Balance with the bank. Assuming you do not have any account with HSBC before, you need 30K to get this promo. You need to open 2 accounts: -
HSBC Advance current account: RM10
HSBC TD-i: RM30K
Close the HSBC Advance when you withdraw your term deposit or you will be charged RM10 per month (unless you have RM30K with HSBC).
More info
HSBC Premier Term Deposit-i Dual Offer 2016
6 months - 4.38%
Minimum Fresh Fund 100K
Maximum 500K
Valid Until 30/4/2016
Open only to new HSBC Premier holders & need to apply credit card.
To open an HSBC Premier account, you need to have 200K Total Relationship Balance with the bank. Assuming you do not have any account with HSBC before, you need 200K to get this promo. You need to open 2 accounts: -
HSBC Premier current account: RM10
HSBC TD-i: RM200K - 500K
Close the HSBC Premier account when you withdraw your term deposit or you will be charged RM150 per month (unless you have RM200K with HSBC).
More info
Note: If using banker's cheque to do placement, need to wait 2 days for the cheque to clear before you can get the cert for the TD. Can only withdraw 1 day after maturity date, so will lose 3 days interest in total if using banker's cheque.
Hong Leong Bank
3 months - 4.2% (4.3% for more than 100K placement subject to approval)
Minimum Fresh Fund 10K
Valid Until 30/4/2016 (extended)
More info
Kuwait Finance House
6 months - 4.15%
12 months - 4.25%
Minimum Fresh Fund 10K
Valid until 5/4/2016
More info
Maybank
eFixed Deposit Flexi Campaign
1 - 6 months - 3.4%
7 - 9 months - 4.7%
10 - 12 months - 5.75%
12 months Effective - 4.31%
Minimum Fresh Fund 10K
Valid until 30 April 2016
Monthly Interest (Must credit to CASA else not eligible for promo rate)
More info
5+5 months
1st 5 months - 4%
Next 5 months - 4.5%
10 months Effective - 4.25%
Valid until 30 April 2016
12 months - 4.22%
3 Months Step-up FD
1st & 2nd month - 3.6%
3rd month - 4.8%
3 months Effective - 4%
Minimum Fresh Fund 10K
Valid until 31/3/2016
MBSB
3 months - 3.88%
6 months - 4.08%
12 months - 4.18%
Minimum Fresh Fund 10K
Valid until 30/4/2016
More info
OCBC
9 months - 4.15%
15 months - 4.30%
Minimum Fresh Fund 10K
Valid Until 30/4/2016
More info
Public Bank
PB Step Up FD
First 3 months - 3.98%
Next 3 months (1st Rollover) - 4.18%
Next 3 months (2nd Rollover) - 4.38%
Can withdraw after every 3 months or let it roll-over
9 months Effective - 4.18%
Minimum Fresh Fund 20K
Valid Until 30/4/2016
More info
PB FD Xtra Campaign
First 6 months - 4.10%
Next 6 months (1st Rollover) - 4.50%
Can withdraw after 6 months or let it roll-over
12 months Effective - 4.30%
Minimum Fresh Fund 20K
Valid Until 30/4/2016
More info
PB eFD Campaign
3 months and above - Additional 0.25% on top of board rate
3 - 5 months - 3.45%
6 - 11 months - 3.55%
12 - 24 months - 3.60%
36, 48, 60 months - 3.60%
Minimum Fund 1K
Valid Until 31/3/2016
More info
RHB
12 Months - 4.45%
Minimum Fresh Fund 10K
Valid Until 31/3/2016
UOB
Pure FD
5 Months - 4.05%
10 Months - 4.18%
12 Months - 4.5% (NEW)
Minimum Fresh Fund 10K
Valid Until 31/3/2016
Partial withdrawal allowed
Step-Up FD
1 - 6 Months - 3.45%
7 - 11 Months - 5.20%
11 Months Effective - 4.245%
Minimum Fresh Fund 10K
Valid until 30/4/2016
Interest credited to CASA (Current Account / Savings Account)
Partial withdrawal NOT allowed
More info will be added later, so do check back later for more updates.
