Latest Malaysian Fixed Deposit (FD) / Term Deposit-i (TD-i) Promotions for December 2016
All rates quoted are per annum (p.a.) and subject to change by the banks. Confirm with your bank first about the availability before making your placement.
Affin
FD Combo
1) 2 months - 3.58% + 15 months 4.28% (Avg. 4.20%)
2) 4 months - 3.68% + 15 months 4.28% (Avg. 4.15%)
3) 6 months - 3.88% + 15 months 4.28% (Avg. 4.17%)
Minimum Fresh Fund 20K (10K + 10K)
Valid until 28 February 2017
For each FD combo, the 2 FD accounts must be opened at one shot (1:1 basis simultaneously i.e. with min. deposits 10K each.
Ambank
6 months - 3.70%
9 months - 3.80%
Minimum Fresh Fund 50K
Bangkok Bank
3 months - 3.70%
5 months - 3.90%
Minimum Fresh Fund 10K
Valid until 28 February 2017
Bank Muamalat
Wang Besar! 4 Campaign
Valid until 6 January 2017
Duo
50% TD, 50% CASA
3 months - 3.85%
6 months - 3.95%
9 months - 4.05%
Minimum Fresh Fund 10K (5K FD, 5K CASA)
Solo
Pure TD
6 months
5,000.00 – 50,000.00 - 3.35%
50,000.01 – 100,000.00 - 3.45%
100,000.01 – 500,000.00 - 3.65%
Above 500,000.01 - 3.80%
More info
Hong Leong Bank
Online Fixed Deposit/ Fixed Deposit-i Promotion
6 months - 4.00% - Wednesday to Monday
6 months - 4.15% - Only on Tuesday
Minimum Fresh Fund 10K
Valid until 31 December 2016
More info
HSBC
HSBC only has promos for Advance & Premier customers. For the promos that don't require purchasing any investment, it is only offered to new customers only. You can only place the FD/TD once.
Advance Time Deposit Promo
3 months - 5.00%
Minimum Fresh Fund 5K
Maximum 30K
Valid Until 31 December 2016
Open only to new HSBC Advance holders & need to apply credit card.
To open an HSBC Advance account, you need to have 30K Total Relationship Balance with the bank. Assuming you do not have any account with HSBC before, you need 30K to get this promo. You need to open 2 accounts: -
HSBC Advance current account: RM10
HSBC TD: RM30K
Close the HSBC Advance when you withdraw your term deposit or you will be charged RM10 per month (unless you have RM30K with HSBC).
More info
Maybank
FD / IFD-i SPEED 4 (4 months)
1st 2 months - 3.54%
Next 2 months - 3.88%
4 months Effective - 3.71%
Minimum Fresh Fund 10K
Valid until 31 December 2016
More info
OCBC
Fixed Deposit / Fixed Deposit-i
13 months - 3.95%
Minimum Fresh Fund 10K
Valid Until 12 December 2016
More info
Public Bank
Step Up TD-i
First 6 months - 3.80%
Next 6 months (Rollover) - 4.10%
Can withdraw after 6 months or rollover for higher interest
12 months Effective - 3.95%
Minimum Fresh Fund 10K
Valid until 31 December 2016
More info
FD / TD-i
1st month - 3.38%
2nd month - 3.48%
3rd month - 3.68%
4th month - 3.88%
5th month - 4.18%
6th month - 4.68%
6 months Effective - 3.88%
Monthly Interest
Minimum Fresh Fund 10K
Valid until 31 December 2016
More info
UOB
FD
4 months - 3.73%
6 months - 3.85%
9 months - 3.90%
12 months - 3.95%
Minimum Fresh Fund 10K
Valid until 31 December 2016
Partial withdrawal allowed
e-FD
3 -12 months - Free plush toy
Minimum Fresh Fund 10K
Valid until 31 December 2016
More info
General Investment Account-i (GIA-i) Promotions
Below is promotions for GIA-i. Please note that GIA-i is not FD / FD-i. Click here to learn more about GIA-i and its differences with FD. I am including it here as it might also be interesting to people who are looking for FD promotions.Maybank
General Investment Account-i (GIA-i) Campaign
GIA-i 12 months campaign
1st 6 months - 3.60%
Next 4 months - 4.00%
Last 2 months - 5.80%
12 months Effective - 4.10%
GIA-i 6 months campaign
1st 4 months - 3.60%
Last 2 months - 4.50%
6 months Effective - 3.90%
Minimum Fresh Fund 10K
Valid until 15 February 2017
Can be done over the counter or online (M2U)
More info
This page will be updated frequently when new promos are available, so do check back later for more updates.
